bodebobo is offlineAdd to bodebobo's Reputation
bodebobo's Avatar
bodebobo
Matchstick
Join Date: Dec 2007
Posts: 11

EXPIRED - Sainsbury's Life Insurance from £5p/m £50 Sainsbury's Vouchers and £80 Quidco Cashback

301°

FOUND BY: bodebobo 3 months, 2 weeks ago

EXPIRES: 14/07/2008

Sainsbury's Life insurance (provided by Legal and General) can help protect your family or your mortgage from only £5 a month and if you take out a policy online by 14th July 2008, you'll receive a £50 Sainsbury's voucher

I think this may have been posted before but it looks like they have just re-launched with a new, improved incentive. I took this out last month when it was 3000 nectar points (£15) so I obviously wish I had waited! C'est la vie!

Add in the £80 you get for going through quidco and thats effectively £130 cashback.

I obviously wouldn't condone abuse of such offers (!) but even if you kept the insurance for a year you could in effect get free insurance and up to £70 in you pocket....

More: Sainsburys dealsTags: (Add a tag)


Reply    
Thread Tools   
First Previous 1 2 3  Next Last

#2

17-06-2008, 23:17
GagzoD is offline  
GagzoD's Avatar
GagzoD
Pilot Light
GagzoD has a spectacular aura aboutGagzoD has a spectacular aura about
 
Join Date: Sep 2007
Location: Belfast
Posts: 133
View FS/FT Feedback
seems good....look into it a little more when have more time to make sure worth it with T&Cs
Reply With Quote

#3

17-06-2008, 23:35
Nimm1033 is offline  
Nimm1033's Avatar
Nimm1033
Pilot Light
Nimm1033 has a spectacular aura aboutNimm1033 has a spectacular aura about
 
Join Date: Sep 2007
Posts: 120
View FS/FT Feedback
sounds good to me h&r added hope we never have to use it though
Reply With Quote

#4

17-06-2008, 23:42
thegazman is offline  
thegazman
Matchstick
thegazman will become famous soon enoughthegazman will become famous soon enough
 
Join Date: Apr 2007
Posts: 68
View FS/FT Feedback
Just got a quote for life insurance
The minimum term is 2 years
If you apply for family cover on a single policy with a payout of £40750 it works out at £5 per month.
I think thats the cheapest you can go.
You are still paying £120 over 2 years but gettin back £130 in vouchers and quidco,so quite a good deal
Suppose u could always try n cancel after u get the vouchers and quidco
Cheers OP
Reply With Quote

#5

18-06-2008, 00:16
hollypinder is offline  
hollypinder's Avatar
hollypinder
Solar Flare
hollypinder has much to be proud ofhollypinder has much to be proud ofhollypinder has much to be proud ofhollypinder has much to be proud ofhollypinder has much to be proud ofhollypinder has much to be proud ofhollypinder has much to be proud ofhollypinder has much to be proud ofhollypinder has much to be proud ofhollypinder has much to be proud of
 
Join Date: May 2008
Posts: 1,300
View FS/FT Feedback
Do you have to keep it with them for the minimum term years you select or is it a yearly thing???
Reply With Quote

#6

18-06-2008, 05:33
montgomery19 is offline  
montgomery19's Avatar
montgomery19
Pilot Light
montgomery19 is on a distinguished road
 
Join Date: Feb 2008
Posts: 114
View FS/FT Feedback
nice thanks
Reply With Quote

#7

18-06-2008, 06:35
djdaface is offline  
djdaface's Avatar
djdaface
Pilot Light
djdaface will become famous soon enoughdjdaface will become famous soon enough
 
Join Date: Nov 2007
Posts: 158
View FS/FT Feedback
You have to be 30 years old to have life insurance for a mortgage? thats obsurd!
Reply With Quote

#8

18-06-2008, 06:41
Benjimoron is offline  
Benjimoron
Solar Flare
Benjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating up
 
Join Date: Sep 2006
Posts: 6,507
View FS/FT Feedback
thegazman:
Just got a quote for life insurance
The minimum term is 2 years
If you apply for family cover on a single policy with a payout of £40750 it works out at £5 per month.
I think thats the cheapest you can go.
You are still paying £120 over 2 years but gettin back £130 in vouchers and quidco,so quite a good deal
Suppose u could always try n cancel after u get the vouchers and quidco
Cheers OP
"For level life cover, the term of the plan can be from 1 to 40 years."

I assume that means it's possible to get a 1 year policy.


You decide how long you want the cover for.

For Level Term Assurance the term of the plan can be from 1 to 40 years* and the plan must end by age 70 next birthday. However, the plan can last beyond your 70th birthday if the term is 10 years or less.

*If a one year term is chosen then the Terminal Illness Cover will not apply.

For Decreasing Term


Won't let me choose one year tho.
Last edited by Benjimoron : 18-06-2008 at 07:08.
Reply With Quote

#9

18-06-2008, 08:44
the porter is offline  
the porter's Avatar
the porter
Solar Flare
the porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant future
 
Join Date: May 2007
Location: greater mancunia
Posts: 1,671
View FS/FT Feedback
firstly i rang them and they say you cancel anytime you want so i have manged to get a policy accepted for £5.32 a month and as soon as i have got my £80 quidco and £50 vouchers im off cheers op rep added
Reply With Quote

#10

18-06-2008, 08:48
RufusA is offline  
RufusA
Pilot Light
RufusA is a glorious beacon of lightRufusA is a glorious beacon of lightRufusA is a glorious beacon of lightRufusA is a glorious beacon of lightRufusA is a glorious beacon of lightRufusA is a glorious beacon of light
 
Join Date: Jul 2006
Posts: 126
View FS/FT Feedback
Term cover isn't the "minimum" length of the policy it's the maximum length.

i.e. If you are 30 years old and take out a 40 year term policy, then the premiums will be fixed for 40 years, and based on the risk of you dieing before 70. If you take out a 5 year term, then the risk is based on dieing before 35 so much lower!

Looking at the T&Cs, you can cancel (at any time) by giving written notice, and if you cancel your Direct Debit, cover will stop after 30 days.

You should budget for a mimimum of 3 months worth of premiums to be taken before cancelling though, and IMHO 12 months cover would be less abusive!

Rufus.
Reply With Quote

#11

18-06-2008, 08:58
Benjimoron is offline  
Benjimoron
Solar Flare
Benjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating up
 
Join Date: Sep 2006
Posts: 6,507
View FS/FT Feedback
RufusA:
Term cover isn't the "minimum" length of the policy it's the maximum length.

i.e. If you are 30 years old and take out a 40 year term policy, then the premiums will be fixed for 40 years, and based on the risk of you dieing before 70. If you take out a 5 year term, then the risk is based on dieing before 35 so much lower!

Looking at the T&Cs, you can cancel (at any time) by giving written notice, and if you cancel your Direct Debit, cover will stop after 30 days.

You should budget for a mimimum of 3 months worth of premiums to be taken before cancelling though, and IMHO 12 months cover would be less abusive!

Rufus.
Good info, thanks!
Reply With Quote

#12

18-06-2008, 09:00
Thrud111 is offline  
Thrud111
Pilot Light
Thrud111 is on a distinguished road
 
Join Date: Oct 2007
Location: N Ireland
Posts: 136
View FS/FT Feedback
I actually need life insurance, but have to check out providers too. Quote for what I want is in the ball park but maybe not the cheapest in the long run even with quidco and voucher. Might take it up and cancel if I can get a better quote elsewhere for what I need.
Reply With Quote

#13

18-06-2008, 09:04
the porter is offline  
the porter's Avatar
the porter
Solar Flare
the porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant futurethe porter has a brilliant future
 
Join Date: May 2007
Location: greater mancunia
Posts: 1,671
View FS/FT Feedback
this should be the hottest deal on here £5.32 for say three months so £15.96 then quidco £80 and £50 vouchers so £114.04 profit yeehaaaaaaa
Reply With Quote

#14

18-06-2008, 09:29
Geoggy is offline  
Geoggy's Avatar
Geoggy
Pilot Light
Geoggy will become famous soon enough
 
Join Date: Oct 2006
Posts: 180
View FS/FT Feedback
its outright abuse of quidco like you lot are advocating that will end it all for the rest of us.
Reply With Quote

#15

18-06-2008, 09:41
chri1143 is offline  
chri1143
Pilot Light
chri1143 will become famous soon enough
 
Join Date: Dec 2006
Posts: 130
View FS/FT Feedback
Geoggy:
its outright abuse of quidco like you lot are advocating that will end it all for the rest of us.
Reply With Quote
First Previous 1 2 3  Next Last

Reply


Thread Tools



Comments powered by vBulletin® Version 3.6.8
Copyright ©2000 - 2007, Jelsoft Enterprises Ltd.