ukmax2k is offlineAdd to ukmax2k's Reputation
ukmax2k's Avatar
ukmax2k
Pilot Light
Join Date: Dec 2005
Posts: 166

I noticed my savings account increase unexpectedly by £6000+ What to do?

POSTED BY: ukmax2k 1 month, 3 weeks ago

Please advice as to what you would do if you see a huge transaction appear in your savings account that you were not expecting?
Notify the bank or Spend it?
Can the bank claim back if spent? What is the legal stance?

BTW this is a business account and the transaction was made yesterday with no details other than a random number.

Thx

Tags: (Add a tag)


Reply    
Thread Tools   
First Previous 1 2 3  Next Last

#2

23-09-2008, 11:56
sharonwai is offline  
sharonwai's Avatar
sharonwai
Flame Thrower
sharonwai is a splendid one to beholdsharonwai is a splendid one to beholdsharonwai is a splendid one to beholdsharonwai is a splendid one to beholdsharonwai is a splendid one to beholdsharonwai is a splendid one to beholdsharonwai is a splendid one to beholdsharonwai is a splendid one to behold
 
Join Date: Jul 2007
Location: Quarry Bank, West Midlands
Posts: 963
View FS/FT Feedback
dont do anything yet see wat happen in a months time
Reply With Quote

#3

23-09-2008, 11:56
KOGONAI is offline  
KOGONAI's Avatar
KOGONAI
Solar Flare
KOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud of
 
Join Date: Feb 2007
Posts: 1,510
View FS/FT Feedback
Oh so you got my money, which I transferred by mistake?

Please transfer it back into my account. That should be all okay.
Reply With Quote

#4

23-09-2008, 11:56
cuzzy is offline  
cuzzy's Avatar
cuzzy
Solar Flare
cuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicy
 
Join Date: Oct 2006
Location: In the library with the dagger!
Posts: 2,660
View FS/FT Feedback
Yes, the bank can claim it back.
It`s also "theft" if you knowingly take the money.
Reply With Quote

#5

23-09-2008, 11:57
ukmax2k is offline  
ukmax2k's Avatar
ukmax2k
Pilot Light
ukmax2k has a spectacular aura aboutukmax2k has a spectacular aura aboutukmax2k has a spectacular aura about
 
Join Date: Dec 2005
Posts: 166
View FS/FT Feedback
KOGONAI:
Oh so you got my money, which I transferred by mistake?

Please transfer it back into my account. That should be all okay.
I'll need you full name and account details to verify
Reply With Quote

#6

23-09-2008, 11:58
KOGONAI is offline  
KOGONAI's Avatar
KOGONAI
Solar Flare
KOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud ofKOGONAI has much to be proud of
 
Join Date: Feb 2007
Posts: 1,510
View FS/FT Feedback
ukmax2k:
I'll need you full name and account details to verify
Dont worry about anything else, just transfer it in my Paypal account..
Reply With Quote

#7

23-09-2008, 11:58
khalifazed is online now  
khalifazed's Avatar
khalifazed
Flame Thrower
khalifazed is a glorious beacon of lightkhalifazed is a glorious beacon of lightkhalifazed is a glorious beacon of lightkhalifazed is a glorious beacon of lightkhalifazed is a glorious beacon of lightkhalifazed is a glorious beacon of light
 
Join Date: May 2008
Posts: 638
View FS/FT Feedback
oh damn it ended in ur account then pming you my details please resend back i will give £1000 for being honest
Reply With Quote

#8

23-09-2008, 11:59
h04x is offline  
h04x
Pilot Light
h04x has a spectacular aura abouth04x has a spectacular aura abouth04x has a spectacular aura about
 
Join Date: Nov 2007
Posts: 130
View FS/FT Feedback
Withdraw it and keep it at home, you will be in a better position to argue you've spent it and it was thier mistake, but keep it incase you are forced to repay it
Reply With Quote

#9

23-09-2008, 11:59
worto03 is offline  
worto03's Avatar
worto03
Solar Flare
worto03 is a splendid one to beholdworto03 is a splendid one to beholdworto03 is a splendid one to beholdworto03 is a splendid one to beholdworto03 is a splendid one to beholdworto03 is a splendid one to beholdworto03 is a splendid one to behold
 
Join Date: Feb 2007
Posts: 1,007
View FS/FT Feedback
not sure if it being a business account would make any diference but if it was my account I'd leave it in there for a couple of months then transfer it out to another bank, I still wouldn't spend it but you should be able to get about £50 a month interest off it until they notice.

If they don't notice after a few years then I'd spend it. Personanly I'd wait about 6 years thought before spending it but that just depends how hard you'd find it to replace if they came back for it after you'd spent it.

worto.
Reply With Quote

#10

23-09-2008, 11:59
IndianaBlues is offline  
IndianaBlues
Pilot Light
IndianaBlues will become famous soon enoughIndianaBlues will become famous soon enough
 
Join Date: Jun 2007
Posts: 178
View FS/FT Feedback
cuzzy:
Yes, the bank can claim it back.
It`s also "theft" if you knowingly take the money.
You mean all those "bank errors" in Monopoly are encouraging us to break the law?!
Reply With Quote

#11

23-09-2008, 12:01
Benjimoron is offline  
Benjimoron
Solar Flare
Benjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating upBenjimoron is heating up
 
Join Date: Sep 2006
Posts: 6,885
View FS/FT Feedback
worto03:
not sure if it being a business account would make any diference but if it was my account I'd leave it in there for a couple of months then transfer it out to another bank, I still wouldn't spend it but you should be able to get about £50 a month interest off it until they notice.

If they don't notice after a few years then I'd spend it. Personanly I'd wait about 6 years thought before spending it but that just depends how hard you'd find it to replace if they came back for it after you'd spent it.

worto.

I think this is about right, something like 6 years until it becomes yours. Sit on it and don't spend it. I bet they'll take it back though.
Reply With Quote

#12

23-09-2008, 12:01
DLM is offline  
DLM's Avatar
DLM
Solar Flare
DLM is getting a little spicyDLM is getting a little spicyDLM is getting a little spicyDLM is getting a little spicyDLM is getting a little spicyDLM is getting a little spicyDLM is getting a little spicyDLM is getting a little spicyDLM is getting a little spicyDLM is getting a little spicyDLM is getting a little spicy
 
Join Date: Mar 2008
Location: Sunny Manchester
Posts: 8,107
View FS/FT Feedback
ukmax2k:
I'll need you full name and account details to verify
Name: DLM

Account Number: 12345678

Sort Code: 12-34-56
Reply With Quote

#13

23-09-2008, 12:01
cuzzy is offline  
cuzzy's Avatar
cuzzy
Solar Flare
cuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicycuzzy is getting a little spicy
 
Join Date: Oct 2006
Location: In the library with the dagger!
Posts: 2,660
View FS/FT Feedback
http://news.bbc.co.uk/1/hi/magazine/6966683.stm
Reply With Quote

#14

23-09-2008, 12:01
tessb is offline  
tessb's Avatar
tessb
Solar Flare
tessb is a splendid one to beholdtessb is a splendid one to beholdtessb is a splendid one to beholdtessb is a splendid one to beholdtessb is a splendid one to beholdtessb is a splendid one to behold
 
Join Date: Oct 2007
Location: Whiteabbey
Posts: 1,021
View FS/FT Feedback
The bank will take the money back, unfortunately you will not have a leg to stand on, they will debit the money from your account even if you have already taken the money out and you will have to pay any fees. It's tempting, but really not worth it.
Reply With Quote

#15

23-09-2008, 12:02
Russ2626 is offline  
Russ2626's Avatar
Russ2626
Pilot Light
Russ2626 is a splendid one to beholdRuss2626 is a splendid one to beholdRuss2626 is a splendid one to beholdRuss2626 is a splendid one to beholdRuss2626 is a splendid one to beholdRuss2626 is a splendid one to beholdRuss2626 is a splendid one to beholdRuss2626 is a splendid one to behold
 
Join Date: Jul 2008
Location: cyberspace
Posts: 341
View FS/FT Feedback
Withdraw all your money and go on the run.
Reply With Quote
First Previous 1 2 3  Next Last

Reply


Thread Tools



Comments powered by vBulletin® Version 3.6.8
Copyright ©2000 - 2007, Jelsoft Enterprises Ltd.